American express trip insurance gold card

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Featured Personal and Business Cards

Other Travel Services

Insurance

Enjoy a wide array of insurance benefits when you travel and experience the adventures ahead of you with confidence. †

Out of Province/Country Emergency Medical Insurance¹ †

Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.

Flight Delay Insurance 1†

You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Gold Rewards Card.

Baggage Delay Insurance 1†

You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your Gold Rewards Card.

Hotel Burglary Insurance 1†

You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Gold Rewards Card.

Lost or Stolen Baggage Insurance 1†

You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your Gold Rewards Card.

Trip Cancellation Insurance 1†

You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Gold Rewards Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $3,000 for all insured persons combined.

Trip Interruption Insurance 1†

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Gold Rewards Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

Car Rental Theft and Damage Insurance 2†

You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Gold Rewards Card.

$500,000 Travel Accident Insurance 3†

To submit a claim for Travel Accident Insurance 3† , please call 1-877-777-1544 (toll-free from the US & Canada).

To submit a claim for Out of Province/Country Emergency Medical Insurance 1† , please call:

Toll-free from the US & Canada: 1-800-243-0198

Collect from anywhere in the world: (905) 475-4822

For other coverages listed above, please visit our Online Claims Portal to submit a claim.

† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

1. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.

2. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at

1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.

3. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they
can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.

† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

®, TM : Used by Amex Bank of Canada under license from American Express